NMLS #956298

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WHEN BANKS SAY NO, WE SAY YES!

Need Cash Fast? Get Approved for a Hard Money Loan Today!

 Own a house, condo, or investment property? We offer hassle-free hard money loans with no bank involvement, even if you have bad or no credit.

  • Bad Credit? No Problem!
  • No Bank Hassles – Quick Closings in 7-14 Days!
  • Fast and Easy Approval Process!

Expert Guidance

Robert Frew has over 30 years of experience in the mortgage industry

Flexible Documentation

Benefit from alternative income documentation options.

Diverse Loan Programs

Explore a wide array of loan options, including Conventional, FHA, Hard Money, and more.

Client Satisfaction

Client satisfaction is not just a goal it's the heartbeat of our business.

Looking for Cash?

Draw equity from your property with a hard money loan today!

Hard Money Loans

What are they?

A hard money loan is a type of real estate financing where funds are provided based primarily on the property’s value or equity, making it ideal for borrowers with bad credit, no credit, or difficulty verifying income. It offers a faster alternative to traditional loans, often used by those denied conventional financing or facing time-sensitive situations like foreclosure. While hard money loans come with higher interest rates, they provide flexible terms, including amortized or interest-only payments. Hard Money Bob partners with private lenders to offer competitive rates and terms of up to 30 years on various property types.

Our Services

Mortgage Solutions Tailored for Your Needs.

Conventional Loans

Traditional financing options for homebuyers.

FHA Loans

Government-backed loans with flexible qualification criteria.

Hard Money Loans

Quick and efficient financing solutions for unique situations.

GETTING STARTED

Bob’s Easy 1 – 2 – 3 Approval Process

Apply Now

Start by filling out our online application or call Bob at 813-506-1745 to apply over the phone or schedule an appointment.

Gather Your Documents

Our reduced documentation process is quick and simple. Bob will guide you through exactly what is needed to submit your application to the lender.

Loan Approval & Closing

Expect a lender response within 1-3 days. Once approved, we can close the loan within 7-14 days after your property title is cleared. Homeowner’s insurance is required to finalize the loan, and we can assist in securing a policy if needed.

Fast, simple, and hassle-free! Most loans are completed in just 2 weeks from start to finish.

Popular Reasons People Choose a Hard Money Loan

Convenience

Hard money loans save you the hassle of dealing with banks and their seemingly endless documentation requests and requirements. Loans close quickly.

Home improvement / Finish construction

Bob can get you the cash you need to finish your projects.

Debt consolidation

Bob will analyze your financial scenario to see how debt consolidation would benefit you with a hard money loan.

Equity

Cash out to purchase additional property or for other expenses.

Clients Love Us

Hear What Our Satisfied Clients Have to Say

Our success at The Associates is measured by the satisfaction of our clients.  Hear what they have to say about their experiences working with us:

Fantastic experience, have completed a two loans with Pat and have also worked with a majority of the staff on a personal level. Would definitely recommend them to anyone who needs a loan!

Marylou Kivler

Some hard working people here, with a flexible business model. Fast and just what’s needed.

Steve Perez

recently received a home loan from Associates I have fair credit inherited my home from parents and it is my first home. I only needed 30,000.00 to do repairs and fix my credit.

Jason Lupson

I highly recommend this company.Pat and Lauren were extremely helpful and treated us like family.They have always taken our phone calls and always had time to answer all of our questions.I have recommended them to my friends.And I'm more than satisfied with there service and company.

travis sherrod

Schedule a Free Consultation and Uncover Benefits

Common Questions Answered

Find Answers to Frequently Asked Questions

Whether you’re a first-time homebuyer or a seasoned investor, we’ve compiled this comprehensive FAQ to provide you with the information you need.
We provide a diverse range of mortgage loan programs tailored to meet various needs. From conventional and FHA loans to hard money, construction, and commercial loans, our offerings cater to the unique requirements of homebuyers, investors, and businesses.
Our experienced team conducts personalized consultations to understand your financial goals and guide you to the most suitable loan program. Whether you're a first-time homebuyer or an investor, we work with you to ensure your choice aligns with your specific situation.
we stand out through our commitment to personalized service, diverse loan programs, and transparent communication. Our focus on quick and efficient financing, along with a dedication to client satisfaction, distinguishes us as a trusted partner in your real estate journey.